80+

Active Clients

$15M+

Assets Managed

10+

Years Experience

CISI

Qualified Advisor

Ishaan Virmani

10+Years of
Excellence

About Me

Meet Ishaan Virmani

I am a dedicated financial advisor with over 10 years of experience in financial services, investment planning and wealth management.

As a CISI qualified professional, I help individuals, families and business owners create customized strategies that align with their goals and secure their future.

I am a representative of deVere Acuma, a globally respected financial services firm, providing access to world-class investment solutions and global expertise.

Learn More About Me →

Services

Wealth Solutions Designed Around You

US Situs Tax Planning

Specialist strategies to manage and mitigate US estate tax exposure on US-sited assets for non-resident aliens.

Investment Planning

Strategic investment solutions tailored to your individual goals and risk appetite.

Retirement & Pension Planning

Plan a secure and comfortable retirement with reliable, structured income solutions.

Children's Education Planning

Build a strong financial foundation for your child's education and future aspirations.

Insurance Solutions

Protect what matters most with comprehensive life and health insurance plans.

Expat Financial Planning

Specialized financial solutions for expats living and working abroad in 30+ countries.

Client Testimonials

What Clients Say

★★★★★

Working with Ishaan has been a game-changer for my financial planning. His deep understanding of cross-border wealth management and his ability to tailor strategies for expat clients is truly outstanding. Ishaan's guidance gave me clarity and confidence in securing my financial future.

Bacem Jarraya, FCMA, CGMA

Group CFO & Board Member | Energy & Industrial Sectors

Let's Build Your Financial Future Together

Schedule a complimentary consultation and discover opportunities to grow and protect your wealth.

Schedule Consultation Contact Advisor

Financial Advisor

About Me

Meet Ishaan Virmani

A CISI-qualified financial advisor with over a decade of experience helping clients across UAE, UK, India and Europe build lasting wealth.

Ishaan Virmani

10+Years of
Excellence

My Story

Dedicated to Your Financial Success

I began my career in financial services with a singular mission — to help people take control of their financial futures. Over 10 years later, that mission has only grown stronger.

Having worked with clients from diverse backgrounds across the UAE, UK, India and Europe, I understand that no two financial journeys are the same. I take a deeply personal approach to every client relationship, building strategies that are as unique as the individuals I serve.

As a CISI (Chartered Institute for Securities & Investment) qualified professional and a representative of deVere Acuma — one of the world's largest independent financial advisory firms — I bring both global expertise and local understanding to every conversation.

My commitment to continuous education and staying ahead of market developments means that my clients always receive advice grounded in the most current thinking.

Schedule a Consultation →

80+

Active Clients Worldwide

$15M+

Assets Under Management

10+

Years of Experience

30+

Countries Served

Core Values

What I Stand For

Integrity First

Every recommendation I make is guided by what is truly best for my client — never by commission or product incentive. Transparent, honest advice is non-negotiable.

Client-Centred

I build long-term relationships, not just portfolios. Understanding your life goals, family needs and future aspirations is the foundation of everything I do.

Long-Term Thinking

Wealth is built over decades, not days. I take a patient, structured approach to growth — helping you stay the course through every market cycle.

deVere Acuma

Global Financial Services

My Firm

Backed by a Global Network

As a representative of deVere Acuma, I operate within one of the world's largest and most respected independent financial advisory organisations, with over $12 billion in assets under advice and offices in more than 30 countries.

This global infrastructure gives my clients access to investment platforms, products and opportunities that would otherwise be unavailable to individual investors — from offshore bonds and international pension schemes to alternative investments and multi-currency portfolios.

While I bring the global reach of deVere Acuma, you always deal directly with me — a dedicated advisor who knows your situation personally and is available when it matters.

What Clients Say

Client Testimonials

★★★★★

Bacem Jarraya, FCMA, CGMA

Group CFO & Board Member | Energy & Industrial Sectors

Let's Build Your Financial Future Together

Schedule your complimentary first consultation with no obligation.

Book a Consultation Contact Me

Financial Advisor

What I Offer

Wealth Solutions Designed Around You

Comprehensive financial planning services tailored to your individual goals, life stage and circumstances.

All Services

Expertise Across Every Area of Your Finances

US Situs Tax Planning

For non-US domiciled individuals holding US-sited assets, US estate tax can be triggered at death — even for non-Americans. I help clients structure their holdings to minimise or eliminate this exposure through specialist planning strategies.

Estate TaxNon-Resident AliensUS Assets

Investment Planning

I build globally diversified investment portfolios aligned to your risk tolerance, time horizon and financial goals — leveraging institutional-grade platforms typically unavailable to retail investors.

Portfolio ManagementGlobal DiversificationRisk-Adjusted Returns

Retirement & Pension Planning

Whether you are building toward retirement or approaching it, I design income strategies that preserve your lifestyle — including international pension consolidation, QROPS, and offshore bonds.

QROPSPension ConsolidationIncome Planning

Children's Education Planning

The cost of quality education continues to rise globally. I help parents plan ahead systematically, ensuring funds are available at the right time — whether for international schools, universities in the UK, US, Australia or beyond.

Education SavingsInternational SchoolsUniversity Funding

Insurance Solutions

Comprehensive life, critical illness and income protection cover to safeguard your family and assets. I work with leading international insurers to find the right cover at the right cost.

Life CoverCritical IllnessIncome Protection

Wealth Protection & Estate Planning

Preserve your wealth for the next generation with structured estate planning, trust arrangements, and cross-border succession strategies designed for internationally mobile clients.

Estate PlanningTrust StructuresSuccession

Expat Financial Planning

Living abroad creates unique financial complexity — multiple currencies, tax residency questions, cross-border obligations. I specialise in helping expats navigate these challenges and build wealth efficiently.

Cross-Border PlanningMulti-CurrencyTax Residency

Regular Savings & Wealth Accumulation

Structured monthly savings plans that harness the power of compound growth. Perfect for those early in their careers or looking to build disciplined long-term habits that create real wealth over time.

Savings PlansCompound GrowthLong-Term Wealth

How It Works

My Advisory Process

Discovery Call

A relaxed, no-obligation conversation to understand your situation, goals and what matters most to you.

Financial Analysis

I conduct a thorough review of your current financial position, assets, liabilities and existing plans.

Tailored Strategy

I present a personalised financial plan with clear recommendations, rationale and projected outcomes.

Ongoing Review

Regular portfolio and strategy reviews ensure your plan evolves with your life and market conditions.

Why Choose Me

What Sets Me Apart

Always Responsive

I am available to my clients — not just during office hours. You will always hear back from me promptly, with clear, actionable answers.

CISI Qualified

Holding the globally recognised CISI qualification means my advice meets the highest professional and ethical standards in financial services.

Global Reach

Through deVere Acuma, I can access international investment platforms and products across 30+ countries — giving you a truly global financial strategy.

Get Started

Ready to Take the First Step?

Book a free, no-obligation consultation and let's discuss how I can help you reach your financial goals.

Book Free Consultation Ask a Question

Financial Advisor

Tailored Strategies

Financial Solutions for Every Life Stage

Whether you're an expat, a growing family, a business owner or approaching retirement — I have a solution designed for your exact circumstances.

Core Solutions

Solutions That Fit Your Life

Wealth Accumulation

Systematic, disciplined investing to build substantial long-term wealth — whether through regular savings plans, lump sum investments or a combination of both.

Wealth Preservation

Protecting the wealth you've already built through diversification, asset protection structures and insurance strategies that minimise downside risk.

Wealth Transfer

Structured estate planning and succession strategies to ensure your wealth passes efficiently to the next generation, with minimal tax and legal friction.

Who I Work With

Tailored for Every Client Profile

Expats & Global Professionals

Cross-border strategies for those living and working internationally, managing multi-currency assets and complex tax residency situations.

Families

Holistic family financial planning covering education, life insurance, retirement and intergenerational wealth transfer in one joined-up strategy.

Business Owners

Tailored strategies for entrepreneurs — from business protection and key person insurance to exit planning and personal wealth extraction.

Pre-Retirees

Focused retirement income planning for those within 10 years of stopping work — maximising growth while gradually de-risking the portfolio.

Investment Philosophy

How I Build & Manage Portfolios

Define Your Goals & Risk Profile

Every portfolio starts with a deep understanding of what you need the money to do and how much volatility you can genuinely tolerate.

Strategic Asset Allocation

I build diversified portfolios across equities, bonds, real assets and alternatives — balanced to achieve the best risk-adjusted return for your profile.

Platform Selection

I select from institutional-grade investment platforms via deVere Acuma, often providing access to products unavailable on high-street platforms.

Ongoing Monitoring & Rebalancing

Markets change, life changes. I review your portfolio regularly and rebalance proactively to keep your strategy on track.

Typical Portfolio Allocation

Global Equities

60%

Fixed Income / Bonds

20%

Real Assets

10%

Alternatives

Cash

*Illustrative only. Actual allocation depends on individual risk profile and goals.

Find Your Solution

Not Sure Which Solution Is Right for You?

Book a free discovery call and I'll help you identify the right strategy for your situation.

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Financial Advisor

Knowledge Hub

Financial Insights & Resources

Guides, articles and tools to help you make smarter financial decisions — wherever you are in your wealth journey.

Market Insights

Latest Articles & Guides

Guide

US Situs Tax: What Every Expat Needs to Know

A comprehensive guide to understanding US estate tax exposure for non-US domiciled individuals holding American assets.

Read Guide

Article

5 Investing Mistakes Expats Make (and How to Avoid Them)

Common pitfalls that cost internationally mobile professionals thousands every year — and the strategies to avoid them.

Read Article

Guide

The Expat's Guide to Pension Planning Abroad

Everything you need to know about pension options when living outside your home country — from QROPS to offshore bonds.

Read Guide

Article

Planning for Your Children's Education: Start Early

How to calculate how much you need, which savings vehicles to use, and how to invest for international university costs.

Read Article

Insight

Why Market Timing Fails — and What to Do Instead

Research and evidence consistently show that time in the market beats timing the market. Here's how to build a better habit.

Read Insight

Guide

Protecting Your Wealth: A Guide to Life & Critical Illness Cover

Understanding your insurance needs as an expat — what you need, what you don't, and how to avoid being underinsured.

Read Guide

Planning Tools

Financial Calculators

Investment Calculator

Estimate how your money could grow over time with compound interest and regular contributions.

Open Calculator →

Retirement Planner

Work out how much you need to save each month to achieve the retirement income you're targeting.

Open Planner →

Education Cost Calculator

Project the future cost of your child's education and how much to save now to meet those goals.

Open Calculator →

Common Questions

Frequently Asked Questions

What is a CISI-qualified financial advisor?

CISI (Chartered Institute for Securities & Investment) is one of the world's leading professional bodies for investment professionals. Holding a CISI qualification means I meet rigorous standards of knowledge, competency and ethical conduct — giving you confidence that the advice you receive is professional, regulated and in your best interest.

Do I need to be based in Dubai to work with you?

Not at all. I work with clients across the UAE, UK, India, Europe and beyond. All consultations can be conducted via video call, and I regularly travel to meet clients in person. Through deVere Acuma's global network, I can serve clients in over 30 countries.

What is US Situs Tax and does it apply to me?

US Situs Tax refers to the US estate tax that can apply to non-US domiciled individuals on assets situated in the United States — including US-listed stocks, US real estate and certain US-based investment accounts. The exemption for non-domiciled individuals is only $60,000 (compared to $12.9M for US citizens), making this a significant risk for anyone holding US assets. I can help you structure your holdings to minimise or eliminate this exposure.

How much does it cost to work with you?

The initial consultation is completely free and carries no obligation. My fees vary depending on the type and complexity of the advice provided. In some cases, I am remunerated through product providers. I will always be fully transparent about how I am compensated before we proceed with any recommendation.

What is a QROPS and should I consider one?

A Qualifying Recognised Overseas Pension Scheme (QROPS) allows UK pension holders living abroad to transfer their pension into an overseas scheme, potentially offering tax advantages, greater investment flexibility and the ability to pass the full fund to beneficiaries. Whether it's right for you depends on your specific situation — I'll guide you through the analysis in detail.

How often will we review my financial plan?

I conduct formal annual reviews for all clients as a minimum, with additional check-ins whenever your circumstances change significantly — a new job, family event, property purchase or major market movement. I believe in proactive advice, not just annual box-ticking.

Ready to Act?

Have a Question? Let's Talk.

Book a free, no-obligation discovery call and I'll answer all your questions personally.

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Financial Advisor

Get in Touch

Let's Start the Conversation

Reach out for a free, no-obligation consultation. I typically respond within a few hours.

Contact Details

I'd Love to Hear From You

Whether you have a specific question, want to understand how I can help, or are simply ready to start planning — get in touch. The first conversation is always free.

Location

Dubai, UAE

Phone

+971 58 518 0915

ishaan.virmani@devere-acuma.com

Website

www.ishaanvirmani.com

Send a Message

Fill in the form below and I'll get back to you within 24 hours.

Availability

I'm typically available for calls and meetings during these hours. Urgent queries are always welcome.

Monday – Thursday9:00 AM – 6:00 PM GST

Friday9:00 AM – 1:00 PM GST

SaturdayBy Appointment

SundayClosed